We read your business the way a lender does — then find the right capital, at the right price, so you don't overpay on interest.
We work with growing direct-to-consumer and retail brands — real revenue, real funding needs, and rarely read properly by a lender.
Brands trading across the United Kingdom, Europe and the United States.
DTC brands selling through their own store and the marketplaces.
Retail and wholesale brands with stockists, stores, or a mix of channels.
Answer a handful of quick questions in simple bands — no exact figures, no documents, no bank access. You'll get an instant, indicative read on how ready to borrow your business looks today.
Red, amber or green — and what it means for your business right now.
The kind of facility you could realistically explore at your size.
What's working in your favour — and what's holding you back.
Without a Read, a typical brand borrows at 200–400 bps above what it'd qualify for — cash straight out of your account. See what you could keep. Pick a scenario, or drag your own.
No guesswork, no wasted weeks — a clear read on what you can raise and how to get it cheaper.
Get a clear read on how much you could realistically raise — so you stop guessing and stop chasing the wrong amount.
Term loan, revenue-based, invoice finance, inventory — understand which funding type actually fits how your business works.
See which KPIs to move so you stand to qualify for better terms — the route to cheaper financing, and more of it to fuel growth.
See what a lender sees before you ever apply, so you walk in prepared and save weeks of back-and-forth.
We fund eCommerce and retail brands ourselves. A merchant cash advance is a purchase of a portion of your future receivables — not a loan, and not an introduction to somebody else’s lender.
A few minutes, no documents. Tell us about the business and what you’re funding.
Automatically, against the company register and your own website — that you’re trading, solvent, and in an industry we fund.
Connect your bank read-only in about a minute — we never see your login — or upload six months of statements.
We read how your revenue actually arrives, and how reliably, then come back with an indicative amount and a structure that fits it.
We advance the money ourselves and take an agreed share of your receipts until the purchased amount is delivered.
Start with your free Borrowing Readiness Check — 90 seconds, no documents, no obligation.
This is an indicative readiness guide, not a credit check. It does not access your credit file, leave a footprint, or appear on any formal credit report, and it is not a lending decision or an offer of finance.
Not ready for the Borrowing Readiness Check? Send us a note and we'll come back to you.