Products / Line of credit
There when you need it.
Silent when you don't.
Some businesses do not need a lump sum. They need something to dip into when the timing goes against them, and that only costs them when they use it.
TAKE WHAT YOU NEEDPAY FOR WHAT YOU USEDRAW IT AGAIN
Coming soon. This is built and being tested, but it is not open for applications yet.
Put your name down and we will tell you the moment it is, and be straight with you about
where it stands in the meantime.
Who it's for
Is this you?
Your cash problem is timing rather than growth. It comes and goes through the year and you would rather not take a lump sum to cover it.
Direct-to-consumerYou sell through your own store and the money lands daily in small pieces.
Marketplace sellerAmazon, eBay, TikTok Shop. You get paid on the platform's schedule, not yours.
WholesaleYou sell in bulk to retailers and big-box buyers, then wait 30, 60, 90 days to be paid.
Bricks-and-mortarRegisters, foot traffic, and one season that has to pay for the whole year.
How it works
Three things happen.
01
We set the limitBased on how money actually moves through your year, read from your bank.
02
You take what you needAnd only then. You pay on what you draw, not on the whole limit.
03
You repay as cash comes back inAnd then the headroom is there again, without asking us twice.
What we need
What you'd have to give us.
- A year of trading behind you
- Who owes you, who you owe, and what stock you are holding
- Six months of bank statements, or connect your bank
Worth knowing
This asks for a fuller picture than a cash advance, because we are agreeing to money you might draw at the worst possible moment.
Register your interest
Interested in this one?
Tell us where to find you and we'll come back on whether it fits.
Just give us your website. We will find your company details ourselves, which is a fair summary of what we do all day.